Who gains from saving nature
Ledger 1 : 33 — For each dollar financing nature-based solutions in 2023, about $33 financed activities harmful to nature. (UNEP)
Cases / Insurance, liability and compensation funds · Brazil · 2024–2025

Rio Grande do Sul flood claims paid reach R$6 billion as farm insurance subsidy is cut

Short record: the main facts, with sources. A full case file has not been prepared.

Nature's voice · report
No measurement of the harm done to me here is on record.
Did nature suffer? Not measured.
What the record lacks: 2 none on record · 1 insufficient · 1 not measured See the gaps

Compensation paid after the 2024 Rio Grande do Sul floods reached about R$6 billion, against an estimated R$100 billion total loss, while the government blocked R$445 million of rural insurance subsidy for 2025. The sources reviewed do not describe effects on nature.

What?
Compensation of about R$6 billion was paid on 57,638 claims after the 2024 Rio Grande do Sul floods, per CNseg. Jornal de Brasília
Where?
Rio Grande do Sul, Brazil Jornal de Brasília
When?
2024 floods; compensation reported in December 2024 Jornal de Brasília
Who?
Gained
None on record
Lost
  • Farmers covered by the rural insurance subsidy — Subsidy of R$445.1 million blocked for 2025 Revista Cultivar
Harmed
  • Households and businesses in Rio Grande do Sul — Total loss estimated at about R$100 billion, against about R$6 billion in compensation paid Jornal de Brasília
Why?
Not stated in the sources reviewed.
How?
The government blocked R$445.1 million of the rural insurance premium subsidy (PSR), out of a R$1.06 billion budget. Revista Cultivar
6 of 6 questions answered from the record

What happened

The record, in order.

Jornal de Brasília, citing the insurance federation CNseg, reported that about R$6 billion had been paid in compensation on 57,638 claims after the floods.

CNseg's president estimated the total loss at about R$100 billion.

Revista Cultivar reported that the government had blocked R$445.1 million of the rural insurance premium subsidy for 2025, from a budget of R$1.06 billion.

    In court and with insurers

    Every proceeding and every insurer decision on record.

    Lawsuits and rulings

    No court case on record. No court has ruled on this case.

    Insurers

    No insurer decision on record.

    What we don't know

    Undisclosed, unproven, untried: recorded as data.

    Nature

    • Not measured Harm to nature: The record holds no measurement of harm to nature.

    Record

    • Insufficient Reported but not verified: the insured area under rural insurance fell to 3.2 million hectares after the subsidy cut.
    • None on record Not stated in the sources reviewed: how many households and farms were insured before the floods, and how much of the loss they covered.
    • None on record Not stated in the sources reviewed: the reason for the subsidy cut.

    Did the harm stop?

    Not stated in the sources reviewed.

    Who paid?

    Not stated in the sources reviewed.

    Sources

    Voices on record: — Company or project— Government and regulators— Courts✓ Press and investigations— Communities and civil society— Researchers

    Connected cases

    Related matters, and cases linked to this one through the same organisations, with the role each played in both.

    Insurance

    Premium
    The price paid for an insurance policy.

    Science and environment

    Hectare (ha)
    A unit of area equal to 10,000 square metres, about 2.5 acres. 100 hectares make one square kilometre.